INDIVIDUALS | FAMILIES | EMPLOYEES | EMPLOYERS | HR | GROUP BENEFITS and HEALTH INSURANCE BROKERS
Confidently Choose The Most Economical Health Insurance Plan
Use our tools to save time, money and find peace of mind
NON-MEDICARE HEALTH INSURANCE
If you're choosing an employer-sponsored plan or an open market plan, we will help you choose the most economical option
Offer your employees our tools to help them choose the most economical Health Insurance Plan, and in the process reduce your company's matched health care costs
Employees and Employers both benefit, and your Company realizes higher customer-retention and customer-acquisition
MEDICARE HEALTH INSURANCE
Individual / Family
Let us impartially help you make sense of your options to choose if a Supplemental (Medigap) or Advantage Plan is best for you
Medicare Agents / Brokers
Give your clients quantitative guidance in choosing the most economical plan for their situation
Save hundreds or thousands of dollars per year
Health Insurance Plan Calculator is NOT AFFILIATED with any Health Insurance Company, so you can feel confident knowing you are choosing the most economical plan.
The cost of your medical expenses including your Health Insurance premium can be one of your top three annual expenses.
By using our proprietary calculator, you can:
- Save hundreds or thousands of dollars per year
- Save time selecting the most economical plan for you and your family
- Conveniently let our calculator do the "heavy lifting" for determining the most economical plan
- Find peace of mind knowing you have chosen the most economical plan for you and your family
Easy to Read Output
The Output Report from the Calculator gives a side-by-side comparison of up to four Health Insurance Plans. For various annual Out-of-Pocket Medical Expenses, the Output Report highlights the lowest annual after-tax cost of your Medical Expenses, including your Health Insurance Premium.
AFTER-TAX CALCULATION
The
HEALTH PLAN CALCULATOR'S proprietary software shows you the AFTER-TAX cost of your annual medical expenses including your Health Insurance premium. AFTER-TAX analysis takes into account:
- Paying your Health Insurance premiums with before-tax dollars
- Contributing to a Health Savings Account (HSA) or Flexible Spending Account (FSA)
- Employer contribution to your HSA or FSA
- Employer contribution to a Health Reimbursement Account (HRA)
A Plan that looks the most economical on a BEFORE-TAX basis may not necessarily be the most economical on an AFTER-TAX basis!! AFTER-TAX is your REAL COST which takes into account tax and Employer-sponsored cost advantages.
WHO CAN BENEFIT FROM THIS?
- Individuals / Families choosing an Employer-furnished Plan
- Individuals / Families choosing a Plan on the Open Market
- Human Resource Professionals wanting to offer their Employees a useful tool in choosing the most economical Health Insurance Plan
- Financial Advisors wanting to offer guidance to their Clients in choosing the most economical Health Insurance Plan
- Health Insurance Companies wanting to assist their Customers in choosing the most economical Health Insurance Plan
What Do You Get?
Included in the cost is:
- Generation of the Output Report
- Guidance on interpretation of the Output Report
- Guidance on how to estimate your annual Out-of-Pocket Medical Expenses
- Excel spreadsheet template for tracking your medical, prescription, dental and vision costs including total cost, deductibles, what was paid by your insurance companies, and your annual Out-of-Pocket medical expenses.
Still Have Questions?
Send us your contact details and we’ll schedule a 1-on-1 with one of our professionals.
DISCLAIMER
The Health Insurance Plan Calculator is intended to give the best possible estimate of both before-tax and after-tax medical insurance expenses including premiums furnished by the Customer. It is best used to compare various medical insurance plans on a relative basis to each other. The authors of this Calculator do not take any liability, either written or implied, for actual medical insurance expenses that may differ from the estimates generated by this Calculator. The estimates generated by the Calculator are not intended to be professional advice, and the Customer is solely responsible for using the information in a careful and mindful manner.
Mt. Laurel, NJ 08054
