The HEALTH INSURANCE PLAN CALCULATOR helps to determine the most economical plan for you and your family.
Most Calculators compare various Plans on a Before-Tax basis. The HEALTH INSURANCE PLAN CALCULATOR considers tax and Employer-sponsored cost advantages to give you the REAL, AFTER-TAX COST of the Plan.
TO DOWNLOAD THE EXAMPLE OUTPUT REPORT, CLICK HERE.
HOW THE HEALTH INSURANCE PLAN CALCULATOR HELPS YOU CHOOSE THE MOST ECONOMICAL PLAN
WE CALCULATE THE AFTER-TAX COST OF YOUR ANNUAL MEDICAL EXPENSES WHICH IS YOUR TRUE OUT-OF-POCKET EXPENSE
(other calculators use a BEFORE-TAX COST which is not your true expense)
INPUT TO CALCULATOR
- Do you pay premium with before or after tax dollars?
- What is your marginal tax bracket?
- How much do you and your employer contribute to a Health Savings Account (HSA) or Flexible Spending Account (FSA)?
- Does your employer contribute to a Health Reimbursement Account (HRA) on your behalf?
OUTPUT FROM CALCULATOR
- You get an easy-to-read report giving a side-by-side comparison of up to four Health Insurance Plans
- Shows Total Annual After-Tax cost of Medical Expenses (Premium included) for various levels of Annual Out-of-Pocket Medical Expenses
- Written or phone guidance on interpreting the Output is included
- Written or phone guidance on estimating your annual Out-of-Pocket Medical Expenses is included
See an example of the OUTPUT REPORT.
Click here
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DISCLAIMER
The Health Insurance Plan Calculator is intended to give the best possible estimate of both before-tax and after-tax medical insurance expenses including premiums furnished by the Customer. It is best used to compare various medical insurance plans on a relative basis to each other. The authors of this Calculator do not take any liability, either written or implied, for actual medical insurance expenses that may differ from the estimates generated by this Calculator. The estimates generated by the Calculator are not intended to be professional advice, and the Customer is solely responsible for using the information in a careful and mindful manner.
Mt. Laurel, NJ 08054
